Karthik Jerome

Stories by Karthik Jerome

Don't Exit Midcaps. Think Long Term

Don't Exit Midcaps. Think Long Term

Rediff.com   4 hours ago

'Stopping now would defeat the core purpose of an SIP, which is to average out the purchase cost over market cycles.'

How to Beat the Festive Debt Trap

How to Beat the Festive Debt Trap

Rediff.com   5 Nov 2025

Those who have binged on credit must spend less, cut discretionary expenses, and focus on repayment.

Missed Investing In Gold? Read This

Missed Investing In Gold? Read This

Rediff.com   24 Oct 2025

New investors should not allow themselves to fall prey to FOMO and rush headlong into gold.

Why 80% Indian Households Avoid Financial Risk

Why 80% Indian Households Avoid Financial Risk

Rediff.com   22 Oct 2025

'It takes time and the experience of a few market cycles to develop awareness about one's true risk appetite.'

Home Loans: Banks Roll Out Festive Offers

Home Loans: Banks Roll Out Festive Offers

Rediff.com   6 Oct 2025

'Do exhaustive research and then select the one that best fits your budget and requirements.'

Want To Invest In MMFs? Read This

Want To Invest In MMFs? Read This

Rediff.com   26 Sep 2025

'They are positioned as defensive products and can potentially give marginally higher returns than liquid funds.'

Want To Buy Farm Land?

Want To Buy Farm Land?

Rediff.com   25 Sep 2025

'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'

Loan Against Insurance? Read This

Loan Against Insurance? Read This

Rediff.com   24 Sep 2025

Use these loans to meet emergency needs, and not to fund holidays or luxury purchases.

Limit Crypto Bets: 2%-5% Is Safe Zone

Limit Crypto Bets: 2%-5% Is Safe Zone

Rediff.com   5 Aug 2025

Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.

How to Choose Right Home Insurance

How to Choose Right Home Insurance

Rediff.com   28 Jul 2025

Understand policy inclusions and exclusions to avoid surprises during claims.

Debt MFs Vs FDs

Debt MFs Vs FDs

Rediff.com   24 Jul 2025

Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.

How to Ensure Life Insurance Claims After Tragedy

How to Ensure Life Insurance Claims After Tragedy

Rediff.com   17 Jul 2025

If nominees pass away, distribution is governed by succession laws of insured's religion.

Mediclaim: Want To Buy An OPD Plan?

Mediclaim: Want To Buy An OPD Plan?

Rediff.com   14 Jul 2025

These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.

Renting A Bank Locker? Read This

Renting A Bank Locker? Read This

Rediff.com   9 Jul 2025

Customers must sign the agreement promptly to avoid disruptions. They should read it thoroughly and understand their rights and obligations.

How To Monsoon-Proof Your Car Ride

How To Monsoon-Proof Your Car Ride

Rediff.com   13 Jun 2025

Even if you have a comprehensive motor insurance policy, it may not provide sufficient protection against monsoon-related risks.

Beware High-Fee, Low-Return Funds

Beware High-Fee, Low-Return Funds

Rediff.com   30 May 2025

A higher TER means a larger portion of the return goes to the AMC, leaving less for the investor, unless compensated by higher returns.

Gold Hits 1 Lakh: Hold, Buy or Sell?

Gold Hits 1 Lakh: Hold, Buy or Sell?

Rediff.com   6 May 2025

'Investors' decisions should reflect their financial goals, risk tolerance, and the amount of gold already present in their portfolio.'

'Digital Arrest?' Don't Panic!

'Digital Arrest?' Don't Panic!

Rediff.com   5 May 2025

Targets should avoid panicking and hang up. 'Disconnecting stops the scammers from building psychological pressure.'

How To Invest In Debt Funds Now

How To Invest In Debt Funds Now

Rediff.com   25 Apr 2025

With the RBI infusing Rs 7.5 lakh crore in liquidity -- and possibly more in the future -- the short- to medium-term corporate bond market is expected to benefit.

Is Your Savings Account Losing You Money?

Is Your Savings Account Losing You Money?

Rediff.com   23 Apr 2025

One should avoid keeping excessive funds in one's savings account.