All stories by Karthik Jerome
Why You Should Rebalance YOUR Portfolio
Rediff.com3 Oct 2024'Choose an equity allocation that will allow you to remain invested even if the market falls by 50 to 60 per cent.'
Buying Health Cover Policy? Read This
Rediff.com21 Sep 2024Customers frequently sign without reading the terms and conditions, resulting in a poor understanding of coverage, and eventually leading to partial payouts
Car Owners, Know About PAYD Insurance
Rediff.com17 Sep 2024'The PAYD model adjusts the premium based on your driving habits. If you drive less, you pay less.'
Top-Up Home Loan May Cost Your Home!
Rediff.com13 Aug 2024'If the borrower can't repay the loan due to lack of income or losses from speculative activities, they risk defaulting on it.' 'This could lead to the bank seizing the property.'
Is It Right Time For An FD?
Rediff.com8 Aug 2024FDs are not advisable for long-term wealth creation as their post-inflation, post-tax returns are not very attractive.
Go For Both NPS and MFs
Rediff.com22 Jul 2024Invest in MFs for liquidity and choice of funds. Invest in NPS for the tax benefits, tax-free rebalancing, and for earmarked savings for retirement.
Is Your Home Insured For The Monsoon?
Rediff.com11 Jul 2024'It's better to be over-insured than underinsured.' 'Ensure your home insurance includes STFI (storm, tempest, flooding, and inundation) cover for protection against monsoon rains.'
Should You Take A Loan Against MFs?
Rediff.com3 Jul 2024'If the portfolio growth rate is higher, take this loan. If it is lower, liquidate your investments.'
Want To Invest In FD? Read This
Rediff.com23 May 2024Do not keep a large portion of your long-term portfolio in FDs.
Beware Of This SCAM!
Rediff.com3 May 2024'Avoid rushing into any financial transactions or disclosing personal information.'
How To Invest Globally?
Rediff.com29 Apr 2024'Investing abroad helps mitigate currency risk for foreign-currency denominated goals, such as children's higher education and international travel.'
Planning To Go For Loan Against Gold?
Rediff.com27 Mar 2024Customers who possess gold jewellery but are either being denied a personal loan or are being asked for a high interest rate due to their poor credit profile may consider a gold loan.
Investing In Cryptocurrencies? Read This
Rediff.com29 Feb 2024If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.
How To Deal With Rising Rents
Rediff.com19 Feb 2024While tenants can't escape the impact of rising rentals entirely, they can adopt a few strategies to reduce the impact.
Should You Invest In ELSS?
Rediff.com9 Feb 2024If you are overweight on fixed-income instruments, go for ELSS, and vice versa.
Crypto Investments: Brace For Volatility, Regulation Threat
Rediff.com24 Jan 2024Those who want to invest should consider their risk appetite. Youngsters may go for it as they have a longer horizon to recover from a setback.
Should You Deposit Money In FD?
Rediff.com18 Jan 2024Longer-tenure FDs generally give higher returns. Nonetheless, going for a tenure higher than two to three years is not advisable.
Want To Invest For Your Child's Future?
Rediff.com21 Dec 2023Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'
Looking For Regular Cash Stream?
Rediff.com6 Nov 2023Investors looking for a fixed-income product that is free of credit risk may invest in these bonds.
Want To Buy A New Home? Read This
Rediff.com20 Oct 2023Look at the sanctioned plan to know the exact carpet area you will get and pay a law firm to conduct a thorough title check.