Karthik Jerome

All stories by Karthik Jerome

Why You Should Rebalance YOUR Portfolio

Why You Should Rebalance YOUR Portfolio

Rediff.com3 Oct 2024

'Choose an equity allocation that will allow you to remain invested even if the market falls by 50 to 60 per cent.'

Buying Health Cover Policy? Read This

Buying Health Cover Policy? Read This

Rediff.com21 Sep 2024

Customers frequently sign without reading the terms and conditions, resulting in a poor understanding of coverage, and eventually leading to partial payouts

Car Owners, Know About PAYD Insurance

Car Owners, Know About PAYD Insurance

Rediff.com17 Sep 2024

'The PAYD model adjusts the premium based on your driving habits. If you drive less, you pay less.'

Top-Up Home Loan May Cost Your Home!

Top-Up Home Loan May Cost Your Home!

Rediff.com13 Aug 2024

'If the borrower can't repay the loan due to lack of income or losses from speculative activities, they risk defaulting on it.' 'This could lead to the bank seizing the property.'

Is It Right Time For An FD?

Is It Right Time For An FD?

Rediff.com8 Aug 2024

FDs are not advisable for long-term wealth creation as their post-inflation, post-tax returns are not very attractive.

Go For Both NPS and MFs

Go For Both NPS and MFs

Rediff.com22 Jul 2024

Invest in MFs for liquidity and choice of funds. Invest in NPS for the tax benefits, tax-free rebalancing, and for earmarked savings for retirement.

Is Your Home Insured For The Monsoon?

Is Your Home Insured For The Monsoon?

Rediff.com11 Jul 2024

'It's better to be over-insured than underinsured.' 'Ensure your home insurance includes STFI (storm, tempest, flooding, and inundation) cover for protection against monsoon rains.'

Should You Take A Loan Against MFs?

Should You Take A Loan Against MFs?

Rediff.com3 Jul 2024

'If the portfolio growth rate is higher, take this loan. If it is lower, liquidate your investments.'

Want To Invest In FD? Read This

Want To Invest In FD? Read This

Rediff.com23 May 2024

Do not keep a large portion of your long-term portfolio in FDs.

Beware Of This SCAM!

Beware Of This SCAM!

Rediff.com3 May 2024

'Avoid rushing into any financial transactions or disclosing personal information.'

How To Invest Globally?

How To Invest Globally?

Rediff.com29 Apr 2024

'Investing abroad helps mitigate currency risk for foreign-currency denominated goals, such as children's higher education and international travel.'

Planning To Go For Loan Against Gold?

Planning To Go For Loan Against Gold?

Rediff.com27 Mar 2024

Customers who possess gold jewellery but are either being denied a personal loan or are being asked for a high interest rate due to their poor credit profile may consider a gold loan.

Investing In Cryptocurrencies? Read This

Investing In Cryptocurrencies? Read This

Rediff.com29 Feb 2024

If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.

How To Deal With Rising Rents

How To Deal With Rising Rents

Rediff.com19 Feb 2024

While tenants can't escape the impact of rising rentals entirely, they can adopt a few strategies to reduce the impact.

Should You Invest In ELSS?

Should You Invest In ELSS?

Rediff.com9 Feb 2024

If you are overweight on fixed-income instruments, go for ELSS, and vice versa.

Crypto Investments: Brace For Volatility, Regulation Threat

Crypto Investments: Brace For Volatility, Regulation Threat

Rediff.com24 Jan 2024

Those who want to invest should consider their risk appetite. Youngsters may go for it as they have a longer horizon to recover from a setback.

Should You Deposit Money In FD?

Should You Deposit Money In FD?

Rediff.com18 Jan 2024

Longer-tenure FDs generally give higher returns. Nonetheless, going for a tenure higher than two to three years is not advisable.

Want To Invest For Your Child's Future?

Want To Invest For Your Child's Future?

Rediff.com21 Dec 2023

Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'

Looking For Regular Cash Stream?

Looking For Regular Cash Stream?

Rediff.com6 Nov 2023

Investors looking for a fixed-income product that is free of credit risk may invest in these bonds.

Want To Buy A New Home? Read This

Want To Buy A New Home? Read This

Rediff.com20 Oct 2023

Look at the sanctioned plan to know the exact carpet area you will get and pay a law firm to conduct a thorough title check.

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